Attention homeowners in Centralia and Boone County: Get an Appraisal today!

See the top reasons MO homeowners order from Dylan Stidham:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
Challenge a property tax assessment
To reduce your mortgage payments by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in MO by determining the true market value of real estate in question

Do you own a house in or near Centralia? Do you need help determining the price of your real estate?
Contact Dylan Stidham.

At Dylan Stidham, we understand the special needs of a customer looking for appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Dylan Stidham are objective. We won't just tell you what you want to hear, we will tell you what you need to know. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something concrete to show your buyer. The appraisal is an independent third party's opinion of your house's price, not just you saying how much you think your house is worth. Interested buyers assume you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to your lender to have the PMI canceled from your loan, which will make your monthly payments go down. Dylan Stidham is qualified in helping clients just like you rid themselves of undesirable PMI insurance.

Challenging property tax assessments

If you live in an area that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your house overvalued. That only means you are going to pay more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from Dylan Stidham is your best weapon when challenging your property tax assessment.

HELOC recently frozen?

Even if your specific property has not declined in value, your lender may decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area. Not only can this be unsuitable from a cash flow standpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Dylan Stidham can help you reinstate your home equity line of credit with efficient appraisal.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? We can go out and check the subject and comps in a field review. If you're in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may want to exploit this service if you suspect mortgage fraud related to your home.